KIS Finance

KIS Finance are experienced finance brokers offering a range of services for clients throughout the United Kingdom and beyond. We provide commercial mortgages, bridging loans, commercial bridging loans, development finance, mezzanine finance, buy to let mortgages, asset finance, asset refinancing, asset based loans and more.
 
With a range of finance options available, customers are able to select a scheme that best suits their needs. We pride ourselves on a customer-focussed approach, and therefore always ensure you get a deal that matches your financial requirements. Our committed team of finance experts take time to understand exactly what you need, why you need it, and how long you need it for. Based on this we can provide in depth information about the various finance options that are available to you.
 
If you would like to find out more about KIS Finance and the services that we provide, please visit our website directly or get in touch with our finance team on 0800 644 6555.

Development Finance

KIS Finance is an entirely independent development finance broker, allowing us to search and compare schemes offered by lenders throughout the UK and in many other places in the world. We cast our net wide in order to give us the best chance of finding development finance facilities that are most appropriate for our clients’ needs. Our lending panel covers the full spectrum of lending options – they range from high street banks through to niche development finance providers.

KIS development finance services are typically used for residential and commercial property development, expansion of property, renovation of property and extension of property. Finance packages tend to range from £75,000 through to £1 billion.

Mezzanine Finance

A panel of niche funding providers and investors allows KIS to offer a range of mezzanine finance packages for property developers. These are available for developers throughout the UK and can be sourced for a variety of projects, from new builds to comprehensive refurbs.

Mezzanine finance schemes are used predominantly by property developers in order to fund building development projects.  The funds are typically released as the project progresses, and are usually secured as a second charge. You can find out more about mezzanine finance and how it works by visiting the KIS Finance website. If you would like to discuss your requirements with one of our experts, please get in touch on 0800 644 6555.

Commercial Mortgages

Our status as an independent commercial mortgage broker gives us a competitive advantage over other finance providers, in that we are able to search and compare mortgages from all UK and foreign lenders. After careful consultation (in which we seek to determine your precise financial requirements), KIS experts will perform a search and then weigh up every option available in order to find a deal that is most appropriate for you.

As one of the UK’s leading brokers, KIS is able to offer commercial mortgages from £75,000 right through to £500 million. 100% mortgages are available, and repayment terms can vary anywhere between 3 and 30 years (depending on your circumstances).

Asset Refinance

Asset refinancing allows you to release capital tied up in equipment, vehicles and machinery. It provides a fast and effective means of securing equity if/when you require it. KIS can provide refinancing facilities on assets valued anywhere between £10,000 and £100 million. These are extremely quick to arrange (in many cases in under 24 hours), and can run for up to 10 years if required.

Asset refinancing is a low cost method of securing funds. It also has one of the highest acceptance rates of all finance options. Find out more about how it works and the ways in which you can benefit from asset refinance by visiting the KIS website.

Asset Based Bridging Loans

An asset based bridging loan is a short-term finance option that uses personal assets, rather than commercial assets, as security. Typical assets include jewellery and watches, vintage cars, boats, motorhomes, precious metals, diamonds, aeroplanes, fine art and even vintage wines. Loan amounts range from £5,000 to £1 million and can be put to any legal use. Asset based bridging loans require no income checks or credit check, since the amount loaned is based purely on the assets that are used as security. Find out more about how asset based lending works by visiting the KIS website.

Secured Loans

KIS has access to hundreds of secured loan plans, which means we can almost always find a homeowner loan that meets your needs. Funds available typically range from £5,000 to £250,000 with repayment periods varying anywhere between 3 and 30 years. There are no upfront fees, and we are able to provide immediate in principle decisions. We can even provide specialist finance facilities for those with a poor credit history. If you would like to know more about secured loans and the differences from unsecured loans, please follow the link to the KIS website.

Buy to Let Mortgage Brokers

Thanks to its independent status, KIS is able to search and compare buy to let mortgage schemes from virtually all lenders.  This makes us far more likely to find a deal that meets your specific needs. We take no broker fees, and can secure finance within as little as 2 weeks. Buy to let mortgages require no minimum income and can be interest only if required. They are often a better alternative than a bridging loan for property investors who buy at auction or clients who require finance with a fast turnaround.

Bridging Loans

KIS has access to over 140 UK-based bridging loan lenders, which means we are able to secure finance from more providers than most other brokers. As a vastly experienced and fully independent company we can search, compare and secure loans that are tailored to your needs, always ensuring you get the best possible deal. And if this means finding an alternative method of securing finance, we can do that too. Bridging loans tend to range from £25,000 to £100 million and are typically available within 5-7 days.